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  • Why choose Velocity Vault Lenders?
    We're all about fast, clear, and reliable service. From processing your request to the final handshake, we've got your back.
  • I didn't get a bank loan. Can you help?
    Absolutely! As a private lender, we have more flexibility. We focus on the property's potential value. You only need a 650 Credit Score.
  • How long is the loan term?
    Our loans are 12- 18 months.
  • What's a hard money loan?
    It's a loan backed by property, letting you get funds quickly.
  • Can I get a loan for my own house project?
    Sorry, we only help with investment-level projects.
  • What's the smallest and biggest loan you give?
    Our loans range from $100,00 to $2,500,000.
  • Who uses hard money loans?
    Everyone from newbies to pro investors, whether buying to rent or to sell. It's great for those wanting to invest less of their own cash.
  • Do you help with new builds?
    Yes, we certainly do!
  • What are LTV, ARV, and LTC?
    LTV stands for Loan to Value - the loan amount compared to the property's value. ARV is the value after any fixes (After Repair Value). We like the ARV method as it looks at the full potential of your project. LTC is Loan to Cost- if it isn't 100% you will have to bring the difference to closing.
  • What's a private lender?
    It's a way to fund property projects faster and simpler than regular bank loans. We specialize in helping real estate investors, offering quick loans tailored to your needs. Want to know more about how we can help? Just ask!
  • How do I start the loan process with Velocity Vault Lenders?
    Simply click on "Start Here" at the end of this page.
  • How fast can we finish everything?
    We aim to complete everything in 10 days or even less!
  • How soon do you provide the funds?
    Once we check your property's value, it usually takes about 5-7 days. We also have various payment plans for renovation works.
  • Why are your rates higher than banks?
    We're a private lender, so we help with projects that many banks won't. Also, we have shorter loan terms, which means slightly higher rates.
  • How can I see if I qualify for a loan?
    Contact Velocity Vault Lenders with your deal details, last 3 months of bank statements, and 2 forms of government ID. We'll let you know quickly if it's a fit. We're here to help your dreams come true.
  • Why pick hard money loans?
    - Easy to qualify. - Quick process. - Handle multiple properties. - Better money leverage than regular bank loans.
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